Kia Optima Insurance Rates – Online!



Insure Kia Optima

Please don’t insure your Kia Optima until you’ve compared quotes to find out who is offering the lowest premiums. Let us help you find the best insurance policy for your Kia Optima – and you won’t need to leave your laptop or computer.

  • Progressive
  • Farmers
  • GEICO
  • And More!

Minimizing Your Kia Optima Insurance Rates

When you insure this 175 to 194 hp sedan, it’s possible to decrease your rates in a number of ways:

Don’t hesitate to use car-pooling programs and public transit when you can. Rates will be largely influenced by the mileage you drive on a yearly basis. Stick with a high deductible. This will reduce how much you pay per month. Select only the coverages you really need. Comparison shop.

Kia Optima Specs

The details of this 32 mpg sedan are highlighted below:

  • Motor: 2.4-liter inline 4 or 2.7-liter V6
  • Horsepower: 175 to 194 hp
  • Seats: 2 front, 3 rear
  • Transmission: 5-speed manual or automatic
  • MPG City: 22
  • MPG Highway: 32
  • Price: $17,995 to $22,795

The Kia Optima is one of the top-rated family sedans, and arguably the best-looking after its recent redesign. The Optima is known for delivering excellent accident protection and excellent dependability.